Guides 1 min read Partnership · Swiss Life
Lawyer overload and fatigue: a profession under constant pressure.
How to prevent fatigue and pressure from undermining your professional and personal balance? Swiss Life sponsored content.
Hello Justice, partner content
Exclusive partnership · Swiss Life
Et si demain, vous ne pouviez plus exercer votre activité ?
Prévoyance pensée pour les avocats
- Garantissez vos revenus jusqu’à 40 000 € par mois
- Déduisez vos cotisations (art. 154 bis du CGI)
Sponsored content · Swiss Life
This article was published in partnership with Swiss Life and is currently available in French only.
Please refer to the French version of this article for the full content.
Indicative simulator · Swiss Life
Self‑employed lawyer: what is left when the fees stop?
Estimate the share of your income that the lawyer’s basic cover (CNBF and LPA) does not replace, while the firm’s costs (rent, associate, URSSAF, CNBF) keep running. The calculation uses the official figures.
In euros per month.
In days.
LPA waiting period: 30 days for an illness, 7 days for an accident, none for hospitalisation.
163 bars concerned, excluding Paris, whose own scheme is not simulated here.
Gross loss of income
€18,000
Over 90 days, at €6,000 per month.
Basic cover paid (CNBF and LPA)
- LPA, €61 per day up to day 90
- €3,660
- CNBF, €90 per day from day 91
- €0
- Total paid
- €3,660
Coverage rate: 20%
Left for you to bear
€14,340
Lost income that the basic cover does not replace, excluding the firm’s fixed costs (rent, associate, URSSAF, CNBF), which remain due during the leave.
Build the cover that fits your firm
Swiss Life Prévoyance Indépendants
- Secure your income up to €40,000 per month
- From the 8th day of sick leave
- Firm overheads: rent, associate, URSSAF, CNBF
- Death benefit, spouse annuity and education annuity for your family
- Contributions are tax‑deductible (art. 154 bis of the French Tax Code)
Commercial content. Only a Swiss Life adviser can draw up a personalised quote.
Official sources
- Conseil national des barreaux, social protection FAQ (updated 12 March 2026)
- CNBF, disability and death cover
Exclusive partnership · Swiss Life
Et si demain, vous ne pouviez plus exercer votre activité ?
Prévoyance pensée pour les avocats
- Garantissez vos revenus jusqu’à 40 000 € par mois
- Déduisez vos cotisations (art. 154 bis du CGI)
