What happens if I lose?

You repay nothing to Hello Justice. We bear the fees we have paid your lawyer. The agreement, which you read before signing, describes what happens if the case fails.

I do not have a lawyer. What should I do?

Submit your case: we can refer you to a specialised partner lawyer for your type of dispute. A client who already has a lawyer keeps them.

How much must be at stake in my dispute?

At least €100,000, against a solvent opposing party. Below that threshold, the eligibility test flags it and points to other options, such as legal expenses insurance or legal aid.

Why is the analysis charged?

Because our team examines your case in detail: the amount at stake, the opposing party’s ability to pay, and the length and cost of the proceedings. The fee pays for that work, whatever the opinion. The test and submission are free.

Individuals

Get your lawsuit funded.

Against a bank, an insurer or a property developer, Hello Justice funds disputes with at least €100,000 at stake and pays your lawyer’s fees. Our commission is taken from the sums recovered, only in the event of success.

Test my eligibility

The disputes we review.

The dispute must be worth at least €100,000, against a party able to pay if ordered to.

Banking and credit
Swiss franc loan, unfair clause, mishandled credit, guarantee called in.
Insurance
Denied cover, undervalued compensation, disputed major claim.
Property and construction
Off‑plan purchase, failing developer, serious building defects, hidden defect.
Inheritance
Estate assets hidden from the other heirs, blocked division, contested gift.
Personal injury
Accident, medical negligence, serious and lasting harm.
Investments and savings
Mis‑sold financial product, major loss, negligent management.
Fraud
Misappropriation, forgery, breach of trust, with a quantified loss.
Employment
Dismissal of a senior executive, termination of a major contract.

What you get.

Your lawyer’s fees.
Hello Justice pays them during the proceedings, in the amounts and on the dates the agreement sets.
Your lawyer and your decisions.
You keep the lawyer of your choice. Going ahead, settling or stopping remains your decision, taken with your lawyer. Hello Justice does not run the proceedings.
Nothing to repay if the case fails.
If the case is lost, you owe Hello Justice nothing. We bear the fees already paid to your lawyer.

Funding for your case.

Hello Justice funds your lawyer’s fees and is paid only if the case succeeds. Your remaining costs depend on the type of dispute.

Your Swiss franc loan.
A programme run with ACTIVE AVOCATS, a firm of the COGEP AVOCATS group.
100%
Of your lawyer’s fees covered by Hello Justice, at first instance as on appeal, whatever the amount you borrowed.
- Checking your case
  Free
- Your out‑of‑pocket costs
  €300
  Paid when the summons is issued, if your case is accepted, to bring proceedings against your bank.
- Success fee
  14% incl. VAT of the sums recovered and the saving obtained, only if the case succeeds
  Taken from the sums paid by the bank, once the decision is final.
- If the case fails
  Nothing to repay to Hello Justice
  Hello Justice bears your lawyer’s fees.
Have my loan checked
Another dispute.
Other than Swiss franc loans, from €100,000 at stake.
€1,500 excl. VAT
The case analysis, i.e. €1,800 incl. VAT, due whatever the opinion. You receive a written report and a funding opinion.
- Eligibility test and case submission
  Free
- Proceedings
  Hello Justice pays your lawyer’s fees
  The agreement signed with your lawyer sets their amount, and you do not advance them.
- If the case succeeds
  30% incl. VAT of the sums recovered
  Our commission is due only if you win. Its rate is set before any commitment.
- If the case fails
  Nothing to repay to Hello Justice
Test my eligibility

How funding works.

The mechanism in detail

Step 1
Free
You test your eligibility.
You answer a few questions about the dispute, the amount at stake and the opposing party, to see whether your case is the kind we fund.
Step 2
Free
You submit your case.
A specialised partner lawyer reviews the features of the dispute, the limitation period (the time limit for bringing a claim), whether the documents are complete and the reasonable prospects of success. Not every case is accepted.
Step 3
Flat fee
We analyse the case.
We look at the amount at stake, the opposing party’s ability to pay, and the length and cost of the proceedings. You receive a written report and a funding opinion, favourable or not.
Step 4
Agreement
You sign with your lawyer and Hello Justice.
This three‑way agreement sets the fees we pay your lawyer and our commission.
Step 5
On success
Your lawyer runs the proceedings.
Hello Justice pays the fees on the agreed dates. Proceedings usually last two to four years, sometimes longer.

Cases already under way.

600+
live cases, taken on since 2024
Swiss franc loansNow open
Swiss franc mortgages taken out between 2002 and 2015.
On 9 July 2025, the Cour de cassation handed down two published rulings on the currency‑risk clause of these loans. This is recent case law, liable to change.

Frequently asked questions.

Ask another question

For a Swiss franc loan, checking your case is free. If it is accepted, you pay €300 incl. VAT when the summons is issued against your bank, and Hello Justice covers 100% of your lawyer’s fees, whatever the amount you borrowed. A success fee of 14% incl. VAT is due only if the case succeeds. For another dispute, the eligibility test and submitting your case are free. If you request funding, the analysis of your case costs €1,500 excl. VAT (€1,800 incl. VAT), whatever our opinion. Hello Justice then pays your lawyer’s fees, and our commission, 30% incl. VAT, is taken from the sums recovered only in the event of success.