Analysis 2 min read

Litigation by business sector.

Every sector produces its own recurring disputes. Hello Justice funds those worth at least €100,000 against a solvent opponent, and series of similar cases arising from the same breach.

Hello Justice, editorial team Updated

A distributor loses overnight the supplier that made up most of its revenue. A project owner discovers defects after the works were accepted. Each of these disputes has its own court, its own time limit and its own evidence.

The sectors.

  • Retail and distribution.

    Abrupt termination of an established commercial relationship, delisting, breach of contract, large unpaid invoices.
  • Manufacturing and subcontracting.

    Breach of contract, unmet warranty, unfair competition and free‑riding, infringement of a product or a patent.
  • Construction and property.

    Construction defects, ten‑year builder’s warranty, latent defects insurance, direct action against the insurer of a liquidated builder.
  • Insurance.

    Underpaid claim, settlement offer below the real cost of repairs.
  • Banking and credit.

    Swiss franc mortgages taken out between 2002 and 2015, undue bank charges, unfair terms in credit agreements.
  • Energy, telecoms and digital services.

    Overbilling, unfair subscription terms, personal data breaches: the same breach affects thousands of customers.

In every sector, Hello Justice also funds the enforcement of a decision already handed down and left unpaid. Your lawyer starts seizures and other enforcement measures, and Hello Justice pays the fees set in the agreement.

What a funding decision rests on.

Two cases from the same sector can get opposite answers. The eligibility of each case is analysed by a specialised partner lawyer: the features of the dispute, the limitation period, completeness of the documents, reasonable prospects of success. Not every case is accepted. Outside a series, at least €100,000 must be at stake, and the other side must be able to pay an award.

The eligibility test and submitting your case are free. Outside the Swiss franc loan programme, the analysis of the case costs €1,500 excluding VAT, or €1,800 including VAT, whatever the opinion. Hello Justice then pays the lawyer’s fees set in the agreement and takes a commission of 14 to 30% including VAT on the sums recovered, only in the event of success. If the case fails, you repay nothing to Hello Justice.

The Swiss franc loan programme has its own terms. Checking the case costs nothing. If the case is accepted, the client pays €300 incl. VAT of procedural costs when the case is opened (stamp duty, judicial officer, local counsel). The lawyer’s fixed fee, €3,000 incl. VAT at first instance and €2,000 incl. VAT on appeal, is borne by Hello Justice according to the amount borrowed: in full up to €100,000, three quarters up to €200,000, half above that, the rest being paid by the client. Only if the case succeeds, a success fee of 14% incl. VAT is due on the sums recovered and on the saving obtained on the outstanding capital. If the case fails, the client repays nothing to Hello Justice.

Further reading.

Start with the eligibility test.

A few questions about your dispute, what is at stake and the opposing party are enough to see whether it falls within what Hello Justice funds.