Analysis 2 min read
Litigation, sector by sector.
Every sector produces its own recurring disputes. Hello Justice funds those worth at least €100,000 against a solvent opponent, and series of similar cases arising from the same breach.
Hello Justice, editorial team Updated
A distributor loses overnight the supplier that made up most of its revenue. A project owner discovers defects after the works were accepted. Each of these disputes has its own court, its own time limit and its own evidence.
The sectors.
Retail and distribution.
Abrupt termination of an established commercial relationship, delisting, breach of contract, large unpaid invoices.Manufacturing and subcontracting.
Breach of contract, unmet warranty, unfair competition and free‑riding, infringement of a product or a patent.Construction and property.
Construction defects, ten‑year builder’s warranty, latent defects insurance, direct action against the insurer of a liquidated builder.Insurance.
Underpaid claim, settlement offer below the real cost of repairs.Banking and credit.
Swiss franc mortgages taken out between 2002 and 2015, undue bank charges, unfair terms in credit agreements.Energy, telecoms and digital services.
Overbilling, unfair subscription terms, personal data breaches: the same breach affects thousands of customers.
In every sector, Hello Justice also funds the enforcement of a decision already handed down and left unpaid. Your lawyer starts seizures and other enforcement measures, and Hello Justice pays the fees set in the agreement.
What a funding decision rests on.
Two cases from the same sector can get opposite answers. The eligibility of each case is analysed by a specialised partner lawyer: characteristics of the dispute, limitation period, completeness of the documents, reasonable prospects of success. Not every case is accepted. Outside a series, at least €100,000 must be at stake, and the other side must be able to pay an award.
The eligibility test and filing are free. Outside the Swiss franc loan programme, the analysis of the case costs €1,500 excluding VAT, or €1,800 including VAT, whatever the opinion. Hello Justice then pays the lawyer’s fees set in the agreement and takes a commission of 14 to 30% including VAT on the sums recovered, only in the event of success. If the case fails, you repay nothing to Hello Justice.
The Swiss franc loan programme has its own terms. Hello Justice covers the flat fees of COGEP AVOCATS (€5,000), and costs and disbursements are capped at €300 including VAT. The success fee of 14% including VAT applies only to sums actually recovered, and is shared between the lawyer and the funder. Having a case from this programme reviewed costs nothing.
